We Are All Students

Posted by Meg Coonelly on September 14, 2010
Drawing and Painting, Guest Blogger / No Comments

For my final post I am going to start by telling you about my weekend.  I decided a couple of weeks ago I wanted to go through the garage and figure out what to keep and what to, well, not.  I came across a lot of work from my studies at Arcadia and in a way went down memory lane.  It helped me understand how my work has progressed and how they can all still be mine in style.  Came across some paintings I was not a big fan of, but even those made me laugh.

After going through everything I decided to head to the Piazza at Schmidts and try my luck as a vendor on a Saturday afternoon.  BTW renting a vendor spot is free at the piazza in fishtown through the end of the year.  Huzzah!

So this past Saturday I woke up early, gathered some work and headed to the piazza.  The sun was shining and I did not have a tent, nor sun screen.  So needless to say by the end of the day I was pretty fried.

The overall experience was not exactly what I had expected.  I wasn’t exactly sure what to expect, and I did not expect what my day was like.  The other vendors gave great advice.  Much like learning to direct/curate shows every time you do a vending site/show you get different ideas of what to do and it makes it easier.  According to the other vendors, this was a dead Saturday.  I did sell some work, which was great, and even those just passing by gave me first impressions on works and were interested in knowing where I was, what I do, and if I did in fact do all of the work showing on the table.

I think the one phrase that stuck with me happened earlier in the day.  I was asked if I was a student and I mentioned I had graduated a couple of years ago and she replied simply “We are always students.”

“We are Always Students”  that’s a very true statement.  We are always learning, and evolving and if we are lucky enough we can continue to love art, and love creating.  We don’t always know everything.  We won’t always be able to know why we painted, sculpted or drew something a particular way.  It will sometimes just happen that way.   I remember as a student my father would always ask me what I planned to do as an artist.  I never really knew the answer, but I knew it was what I was supposed to be doing.  I always would reply “I would figure it out.”

And we always do.

Thanks for reading.

Meg Coonelly

Movement in a Room

Posted by Meg Coonelly on September 08, 2010
Drawing and Painting, Guest Blogger / No Comments

It’s hard to be an artist.  It’s hard to find continuous motivation and inspiration and sometimes it’s easier to let go of a project and keep things on the back burner than it is to continue and try to evolve.  Sometimes it’s good to be given direction or even an idea.

Whenever I put together shows through TBD Artists I usually like to keep them as “melting pots” pieces of work that reflect who you are as an artist and I then see how all of the work can work together.   Whether by color, line, medium or similar theme.  With a lot of work being it can be challenging and you want to keep the  audience moving through an exhibit.  This past show we had our first theme.  It was a very simple idea of just showing “food” or whatever it meant to you.  I thinking keeping a theme simple gives artists more time to let their ideas develop and fester into something of their own.

It’s always a good feeling when you receive feedback that you’ve inspired to continue working on a piece.  They get motivated to kick something out for a show that they feel would be a great opportunity to be involved in.

Ghosts of Artists Passed (Wait they Passed? When! Damn.)

The death of Louise Bourgeois got me thinking recently about muses, mentors, and defeat. I understand that passing on is a part of life. Fear not, the denial of that is not the focus of this article.

There is always a small tug at the heart when I hear an artist has passed, or when I find out they have passed in recent years. The more recent losses of Jeane Claude, Louise Bourgeois, and Elizabeth Murray have each had their own reaction from me.

I had done a project on Jeane Claude and Christo back in college at Arcadia University (shameless plug). I had learned she and Christo were lovers and shared the same birthday, the day after Christmas. Together they wrapped landmarks, islands, and covered California in beautiful yellow umbrellas to make you rethink your environment.

The illustrative quality of Louise Bourgeois’ sculptures is something I’m sure has inspired the costumes of Lady Gaga. As for Elizabeth Murray; she broke the barrier of the square, rectangular canvas shape. Creating tea cups, jagged obtuse angles and a new expression.

Maybe it’s the thought of looking at those artistic influences in your life and being inspired at the fact that they were still alive and creating and continuing to break molds.  Unlike Cezanne, Van Gogh, and Matisse who have all already passed on even before you knew what the color “red” was.  These genius artists had created and passed and left a mark and would now be studied for years and years and years to come.

It’s the same with when a musician dies.  Whether it’s “their time” or something else.  You almost feel sad that that’s all you are able to have witnessed, and hear or see.  Thankfully, though, we do move on and continue to be inspired by them, and as always, make it your own.

Meg Coonelly

next week: not sure yet, but I know something will come to me.

The All Day Tuesday Painting Marathon That Just… Happened

First, I should give you a small background on July/August for me.

One  month ago I was let go from my full-time job at an advertising agency in Philadelphia.  I did accounting and administrative work (odd for an artist to be an accountant as well, eh?).  It was nothing I would call a passion, but I would call it a job.  It is also the place where my arts organization tbdartists.com was given birth, and the people there really pushed me to continue to pursue my art career more.

So the past month has been filled with bumming at the beach, interviews, and some painting.  I started off excited for new opportunities, and felt this was a time in my life where I could REALLY figure out what it is I wanted to do.  I interviewed for accounting positions, all the while wondering if this was really the path I wanted to take.  Where do I want to be, how do I  get there?  I am still not sure.  I took walks around Philadelphia taking everything in and wondered when it would come to me.

So then this week started.  Monday started with me once again visiting sites applying for employment.  Then I realized I had applied for all of these jobs.  I will be honest.  It kind of pissed me off.

So here’s where the fun part begins.

I paint in my garage.  It’s a cute little garage in the Mayfair section of Philadelphia.  Filled with rolled up painted on canvases through the years (I really just need to have a yard sale).  It can get hot in the summer and cold in the winter, yesterday it was hot.  I walked in to notice I ran out of mineral spirits.  Painting in oil without mineral spirits or turps is not really a fun thing to do.  Let’s be honest, it gets messy, and I’m already messy enough as an artist.  So I have a small gesso party on a medium sized linen, roughly 34×48.  While most will use oil ground on linen, I don’t mind using gesso either.  It leaves a more rough texture, but it dries so much faster.

So as the gesso dried on the linen, I head to grab some mineral spirits while trying to figure out the “fruit of the day” aka what I wanted to paint today.  Due to the fact that I do not have a job I did not want to spend more money, I was mentally going through my fridge to see what was inside.  Nothing caught my eye.  So I walk back inside, set everything up and look at the canvases I have around.  There is a 10×18 canvas that seems to be calling my name.  It screams “Meg paint something sweet on me.”  Ok, yes sometimes I feel there is a certain communication between and artist and their work, even if its not started yet.  It’s how you know which canvas to use, it’s an intuition.

I revisit the fridge.  There is some roman lettuce in a freezer bag, some ham and cheese, left over fajitas, a bunch of saltwater taffy, a bag of Hershey hugs, some yogurt, and jello fruit.  I look at the hugs and immediately think “Hugs, not drugs.”  I grab three and head to the garage.  By this time it’s about 10:30 in the morning.  I set up a direct light source and put some white canvas and put down the three Hershey hugs.  While the wrapper is interesting as well, just the plain chocolate and white chocolate candies capture my attention.

My work has lately dealt with objects on a plain light background.  It is usually various fruits, split and paired off to demonstrate relationships.  Hershey hugs to me, and using three, represent me and my two older sisters.  I begin the painting using cadmium red, alizarin crimson, and raw umber, with a little cobalt blue.  I start by basically laying out the dark chocolate shapes and shadow.  As I begin working the flake white into the painting I realize I need more white.  I look around the studio/garage and happen to notice the various white primer house paints lurking.  I figure, why not?  I choose a latex gloss and begin slathering it into the painting.  The way it reacts to the oil is a beautiful sense of working against each other, but after being worked into each other enough, they begin to melt into one another.  This set off a reaction in my mind, setting my off into a sublime state of painting without thinking.

I begin another painting.  I take more Hershey Hugs and lay them out in two rows of three and one row of two.  I paint using the same method as before with the latex paint as well.  I soon then begin another painting of salt water taffies.  I finish with one giant Hershey Hug, completing a marathon of painting four paintings.  All varying sizes two large, one medium and one small.

It was progress for me, my style had evolved and become even more Wayne Thiebuad but I know the way the paintings were executed and how the texture was created were my own.  The best feeling for an artist is to hit that moment in their work where they evolve and realize their new skills in application and emotion regarding painting.  While I might not have a job, having moved forward in my work and hitting a new plane keeps me optimistic about what is ahead.

Meg Coonelly

www.tbdartists.com

Next Week: Ghosts of Artists Passed (Wait, they passed?  When!  Damn.)

Do and Doing

Posted by Carole Loeffler on July 13, 2010
Guest Blogger / No Comments

Part 4 of 4 from guest blogger, Carole Loeffler

What do I want to leave you with as my final post? I guess the big question is, why do we do this thing called art? If I can paraphrase answers from Six Feet Under (season 3), “I make art because I’d die,” “I make art because I have a lot of pain,” or from a Google search – “I make art because I love myself,” somewhere else stated, “We should make art to stop epidemics.”

I make art because I am miserable without it. I also make art because I love to see my thoughts – some of which I didn’t know I even had – come into the world. I make art because I want to see something new and surprise myself. I make art because. I don’t subscribe to overly romantic or dramatic ideas about why I make. I just do.

There have been moments when I questioned the act, dance and business of being in the art world. Reading artist writings has always been important to me – it is a way to see the process in another way – to begin to understand an artist’s mind – to gain knowledge from someone that they might not otherwise share. To hear about getting into the studio work from someone “in the trenches” is invaluable. I would love to share with you one of my favorites pieces below.

A letter from Sol Lewitt to Eve Hesse:

Dear Eva,

It will be almost a month since you wrote to me and you have possibly forgotten your state of mind (I doubt it though). You seem the same as always, and being you, hate every minute of it. Don’t! Learn to say “Fuck You” to the world once in a while. You have every right to. Just stop thinking, worrying, looking over your shoulder wondering, doubting, fearing, hurting, hoping for some easy way out, struggling, grasping, confusing, itching, scratching, mumbling, bumbling, grumbling, humbling, stumbling, numbing, rumbling, gambling, tumbling, stumbling, scrambling, hitching, hatching, bitching, moaning, groaning, honing, boning, horse-shitting, hair-splitting, nit-picking, piss-trickling, nose sticking, ass-gouging, eyeball-poking, finger-pointing, alleyway-sneaking, long waiting, small stepping, evil-eyeing, back-scratching, searching, perching, besmirching, grinding, grinding, grinding away at yourself. Stop it and just DO!

From your description, and from what I know of your previous work and your ability; the work you are doing sounds very good “Drawing-clean-clear but crazy like machines, larger and bolder… real nonsense.” That sounds fine, wonderful – real nonsense. Do more. More nonsensical, more crazy, more machines, more breasts, penises, whatever – make them abound with nonsense. Try and tickle something inside you, your “weird humor.” You belong in the most secret part of you. Don’t worry about cool, make your own uncool. Make your own, your own world. If you fear, make it work for you – draw & paint your fear and anxiety. And stop worrying about big, deep things such as “to decide on a purpose and way of life, a consistent [sic] approach to even some impossible end or even an imagined end” You must practice being stupid, dumb, unthinking, empty. Then you will be able to DO!

I have much confidence in you and even though you are tormenting yourself, the work you do is very good. Try to do some BAD work – the worst you can think of and see what happens but mainly relax and let everything go to hell – you are not responsible for the world – you are only responsible for your work – so DO IT. And don’t think that your work has to conform to any preconceived form, idea or flavor. It can be anything you want it to be. But if life would be easier for you if you stopped working – then stop. Don’t punish yourself. However, I think that it is so deeply engrained in you that it would be easier to DO!

It seems I do understand your attitude somewhat, anyway, because I go through a similar process every so often. I have an “Agonizing Reappraisal” of my work and change everything as much as possible = and hate everything I’ve done, and try to do something entirely different and better. Maybe that kind of process is necessary to me, pushing me on and on. The feeling that I can do better than that shit I just did. Maybe you need your agony to accomplish what you do. And maybe it goads you on to do better. But it is very painful I know. It would be better if you had the confidence just to do the stuff and not even think about it. Can’t you leave the “world” and “ART” alone and also quit fondling your ego. I know that you (or anyone) can only work so much and the rest of the time you are left with your thoughts. But when you work or before your work you have to empty your mind and concentrate on what you are doing. After you do something it is done and that’s that. After a while you can see some are better than others but also you can see what direction you are going. I’m sure you know all that. You also must know that you don’t have to justify your work – not even to yourself. Well, you know I admire your work greatly and can’t understand why you are so bothered by it. But you can see the next ones and I can’t. You also must believe in your ability. I think you do. So try the most outrageous things you can – shock yourself. You have at your power the ability to do anything.

Sol

Thank you for reading. Carole

www.caroleloeffler.com

www.rumbleinthedistance.blogspot.com

Up and Waaaay Down

Posted by Carole Loeffler on July 06, 2010
Guest Blogger / No Comments

Part 3 of 4 from guest blogger, Carole Loeffler.

The life of a creative person is a lot like riding a roller coaster – there are ups (that can be scary yet exhilarating) and there are downs (which can be lower than we ever thought). There are also moments of “I can handle this – it isn’t too bad” – just  along for the ride.

What do you do to get yourself out of a creative block – the “low” of the roller coaster ride?

I used to spend time at a bookstore quenching my thirst for all things art. These days – being a mom of a two year old makes those lazy browsing days few and far between. I go where a lot of other people do…the internet.

I love to look at etsy – I am so inspired by what people make. I am not so sure it links directly to my work or my process but I know it inspires me to get into the studio. To DO.

I also read a lot of blogs. One of my favorites is Philadelphia photographer -  Zoe Strauss’s blog. She reveals her editing process and her thoughts behind so many topics in her life. I admire her intellect and unpretentious nature.

There are a few books that I turn to if I am in a really low LOW – if surfing the internet doesn’t work.

Art and Fear: Observations on the Perils (and Rewards) of Artmaking  by David Bayles

The View from the Studio Door: How Artists Find Their Way in an Uncertain World – also by David Bayles

The classic – The Artist’s Way by Julia Cameron – this is a great book for artists no longer in school but in need of some direction and “assignments” to get back into the studio.

The point of this post is just to say that we are all on the roller coaster together. We all need to find our own way to get back on top.

Carole Loeffler

www.caroleloeffler.com or www.rumbleinthedistance.blogspot.com

Rules for the Professional Artist

Posted by Side Arts on June 29, 2010
Guest Blogger / No Comments

Part two of four from guest blogger, Carole Loeffler.

I have been thinking a lot about how one learns to be a professional artist. How we learn to communicate in an effective and professional manner – even when in school (or around the water cooler) we are taught artists are tortured souls, idiot savants, dumb geniuses. We have all heard the jokes about how we don’t need to know math, reading, writing and business. Artists know that in reality it really is quite the contrary. I have a few important “ways of being in the world” rules for myself. I have a special set of them for my artistic endeavors. Galleries, museums, art centers, etc. are used to dealing with flaky artists – so much they expect us all to be.

It is important to me to prove them wrong – to show them that an artist can be a professional, on-time, business oriented person. Below are some of my rules that I thought I would share with you. It isn’t rocket science – just a reminder for all of us.

  • Be on time – with everything. With initial meetings, with studio visits, with installation time, with sending in information.
  • Respond to emails in a timely (and professional) manner. I am not saying we need to be formal, “Dear Good Sir…” but sometimes the situation calls for a more professional response than your everyday correspondence.
  • Submit photographs, press release info and biographies when asked. (and proofread them and make them of high quality) Especially if you were given the dates ahead of time. Put ‘em on your calendar as soon as you get them.
  • Be courteous – Just as in my post last week talked about how careers are long and experiences build on one another. If you are jerk, people will remember. It is like having a bad experience in a restaurant – when people leave they will tell at least 3 people they know how horrible it was. If they had a great experience – you are lucky if they tell one. You don’t want to be the horrible restaurant. I realize it may be difficult to be nice at times believe me – ug – I know. But be courteous at the very least. It will help your career in the long run.
  • Be flexible – ultimately, it is your call how the work is presented but understand that each exhibition and experience is a collaboration. I am not saying we should be doormats or that you have to bow down to every need and want of the gallery. Be willing – be willing to think about things in a new way, be open to suggestions and ideas.
  • Come prepared to install – even if the gallery says they have the materials you need – bring your own stuff. It shows you are professional and then you know your stuff works and where it is. No rusty hammer and bent nails to deal with or gallery staff to track down. Show up and take care of business.
  • It all comes down to – be respectful, reliable, and responsible. You didn’t need me to tell you that though did you? I guess I should say – let’s gather together artists and prove the gallerists, museum professional and art center directors wrong. We are not flaky. We are business people. Very responsible business people.
  • Carole Loeffler www.caroleloeffler.com

    Exhibiting Art in Philadelphia

    Posted by Carole Loeffler on June 22, 2010
    Guest Blogger / 1 Comment

    Subtitle: Coming Home

    Sub-sub title: Learning to Slow Down and still be productive

    It has been 5 years since I moved from Southern Illinois to Philadelphia. I have been invited, juried into and participated in exhibitions that I wouldn’t have known about or been eligible for if I was not living in Philadelphia. I had more exhibitions while living in the mid-west – most of which I never saw in person. The landscape is so expansive that I often had to ship my work. Since moving to Philadelphia, I have had fewer exhibitions, intending to utilize the resources in the region. I have also been able to install and experience my most recent exhibitions in person.

    I used to feel antsy in the mid-west, like somehow I was going to loose my creativity or ability to exhibit. In Philadelphia, I am surrounded by more art and artists. I no longer feel antsy (even when I am not making). I think it is because art is more a part of my everyday life here. Or maybe because I feel like I am living in a place that feels like home.

    I have had a variety of exhibition experiences since relocating to Philadelphia including working with not-for-profit art centers, institutions of higher learning, community organized exhibitions and alternative artist-run galleries. I am an advocate of exhibiting in a variety of venues, from well-known galleries and museums to artist cooperatives. I like to think of each exhibition as a learning experience and a challenge. It is also important for me to get my work outside my studio and see it in a different light – literally and figuratively. It is good to support a variety of venues because you can connect with people in a variety of communities. When choosing new venues that may not have a lot of information available – meet with the people and “feel them out” trust your instincts. I don’t really believe in the old school idea of “being discovered”. BUT, exhibiting at a variety of venues gets your work seen by a variety of people…that may have interest in it, want to exhibit it, want to buy it (if that is important to you).

    As an example – I submitted a proposal for the well-established Window on Broad project at University of Arts. My work, Infestation, was installed in October 2006. I was recently asked to participate in a thematic exhibition developed around the idea of the Sitting Room taking place in fall 2010 at the Philadelphia Art Alliance. I was asked to participate in the exhibition because the curator saw my work in the Window on Broad project 4 years ago!

    The Window on Broad is a highly visible venue…people walking by see the work – it doesn’t take an art crowd to go inside…this is what appealed to me most about the venue. Well, besides the fact that designing a “window display” itself. I urge artists to put your work in a variety of exhibition venues because it can change the way you see your work and allows different communities and audiences to see it too.

    I have recently become to realize that an art career isn’t a sprint. It won’t happen over night and will last longer than 15 minutes. An art career is a marathon. It is about longevity, building connections, having the work evolve, finding supporters, shifting context for the work and learning from the entire process – all of the ups and downs.

    I used to have this idea that as soon as I graduated a golden road of opportunity paved with museums and galleries would open up. What I have come to realize is that the road is there but it must be built brick by brick by me and that it WILL happen – just a little more slowly than I anticipated. I will use Louise Bourgeois’s 78- year art making career as a model (she died last month at the age of 99). Or the story the tortoise and the hare. I’d rather be the tortoise anyway.

    Find out more about Carole Loeffler at www.caroleloeffler.com.

    Edna Davis presents Presentation is Everything

    Posted by Side Arts on June 15, 2010
    Guest Blogger / No Comments

    Many people in general think about their first impression and how, once presented, you can’t take it back. When one goes for a job interview you want to make a good first impression. Well the same goes for your artwork. The first time a prospective customer sees your artwork this also applies. Whether you are exhibiting your artwork or showing it on the internet the first impression is binding. The prospective customer sees your art and it makes an instant impression, whether good or bad. Why put your heart and soul into your work and then present it in a CRAPPY fashion.

    If it is being exhibited how does the framing look? Is it appropriate for the style of work? Is it neatly framed? Don’t put a countryside landscape in a baroque frame, even if the color is right. Many artists have said to me, “The customer is buying the artwork, not the frame.” They further state, “Many customers like to reframe their art, why should I spend a lot on the framing?” Well, why do think staging has become so important in the world of real-estate? Because looks are everything, and like staging, you don’t have to spend a lot, but you do have to do it right. Just like the purchase of a home, many customers cannot look beyond what they see. Most customers are not artists and cannot judge the quality of the artwork for itself.

    If showing your art on the internet, how well is photographed? Is the image distorted? Is the photograph shot straight on or at an angle causing distortion? Has the image been properly cropped to cut out all the distractions in the background? Is it well lit or too dark to see? Did you use the right lighting to properly show your use of color? Something as simple as halogen lighting, while giving more light, will change the color. Never use halogen lighting!!

    Well Tyme Gallery’s mission statement from the beginning has always been to be consumer and artist friendly and as such we offer two (2) inexpensive workshops with solutions. Tyme Gallery has a framing workshop that is offered a few tymes a year and an upcoming workshop on how to properly photograph your artwork, also offered a few tymes a year. Here is information on the upcoming photography workshop and the framing workshop to be offered again in the Fall.

    Photographing Your Artwork: Another great, inexpensive, to the point seminar by Tyme Gallery

    Stop paying other people something you can do yourself. Let the photographs of your artwork look as good as your work. Learn how to photograph your art for less money than you would pay someone to shoot it. Let John Benigno take you through the simple steps.

    John A. Benigno is a fine art photographer. Recent exhibits of his work include showings in the Art of the State Exhibition hosted by the State Museum in Harrisburg, the Lancaster Art Museum, the Art Association of Harrisburg, the University of Delaware, and the Center for the Arts in Southern New Jersey, to name a few.

    John’s work is represented in many collections, including the Philip and Muriel Berman Museum, the Woodmere Art Museum, the Art Gallery of Nova Scotia in Halifax, the Lancaster Museum of Art, The Noyes Museum, the Harry Ransom Center at the University of Texas in Austin, and the State Museum of Pennsylvania.

    The class will cover:

    inexpensive lighting equipment and how to set it up
    if you’re using film, which film to use with your light source
    using a tripod
    which lenses are best
    squaring up your art with your camera
    backgrounds
    shooting through glass.

    Sunday June 27th 1:00 to 3:00 pm
    Just $30.00
    Must pre-register with payment
    Call 610-853-1215

    The Art of Framing

    Sunday
    Basics on backing your work
    mat work
    how to hinge your work
    when and when not to dry mount and more
    1:00 to 3:00 pm
    $20.00 includes refreshments
    must register in advance

    Some Tips on Fraud and Selling Your Art on the Internet

    Posted by Tyme Gallery on June 08, 2010
    Guest Blogger / No Comments

    Recently I got caught up in a scam with my UPS account. Someone actually stole my UPS account number and used Tyme Gallery’s account to send fraudulent checks and money orders all across the U.S.  I really thought I would have to make a foolish mistake to get caught in a scam. This lead me to write this blog on selling on the internet.

     

    As many of you know Tyme Gallery represents over 200 artists and has their own website.  There is a marketplace on the website.  When one runs a business on the internet you open yourself up to be contacted from people you have never met and will never meet.  One of the classic rules to safeguard yourself on the internet is to never open email or attachments from individuals you do not know.  This is not possible if you wish to run a successful business.  You must open up email from new people all the time to acquire new business.  I have included information from Internet Fraud Watch, Better Business Bureau, Internet Crime Complaint Center, the Department of Justice and the Federal Trade Commission and will first list some tips I have gathered myself over the years.

     

    • The old adage if it sounds too good should always, always take a front seat
    • Is English the first language or are they just pretending
    • Are they making ridiculous requests such as mail the artwork to one address and they live at another address especially two different countries
    • Are they asking to make an overpayment and have you send a portion of the payment back to them
    • Do they have their own shipper and do not want to use and established shipper such as UPS or FedEx
    • Do they refuse to use an established means of payment such as PayPal

     

     

    All of these things I have found sound send a red flag(s).  If you do not have your own merchant account and the customer does not want to use an established merchant exchange such as PayPal, stay far, far away. I have my own merchant account but still use PayPal for long distant sales with strangers.  People since the beginning of tyme have been finding ways to commit fraud.  Now with the internet they can do it long distant.  Just use some simple rules, be on your guard and remember not everyone is trying to rip you off.  Here are some more tips for safeguard in general:

     

     

    Sources: Internet Fraud Watch, Better Business Bureau, Internet Crime Complaint Center, the Department of Justice and the Federal Trade Commission

     

     

     

    1.

    Do not assume a credible-looking Web site is credible. Anyone can create a Web site that looks legitimate.

    2.

    An old financial cliché that has been around much longer than the Internet applies to Web deals, too: If it seems too good to be true, it probably is.

    3.

    Be cautious of unsolicited e-mails and phone calls — many are fraudulent.

    4.

    Be wary of anyone who asks for personal information. Do not give out any information to a person, business or Web site you have not verified with a reputable source.

    5.

    Your Social Security number should not be necessary unless you are applying for credit. Do not give it out.

    6.

    Be suspicious of anyone who contacts you and claims to be from a company with whom you have an account like a bank, credit card or phone company. If they ask for information that the business already has, do not give it to them. Call the company independently, using the contact information on your statement or from the official Web site.

    7.

    Do not respond to offers that demand you act immediately or won’t take “no” for an answer.

    8.

    Legitimate charitable causes do not need to telephone or e-mail to solicit donations or obtain passwords or Social Security numbers to accept donations. Do not respond to these offers or pleas for help.

    9.

    Do not follow the unsubscribe instructions in unsolicited e-mail. In many cases, it only verifies your e-mail address — you will get even more junk e-mail.

    10.

    E-mail addresses or Web addresses that have a company name in the address are not necessarily from that company. Go to the official Web site for contact information.

    11.

    Do not open e-mail attachments from unfamiliar sources. They could contain malicious programs designed to steal your personal information.

    12.

    Watch out for pop-up windows asking you to enter in financial data. Legitimate companies won’t require you to submit sensitive information this way.

    13.

    Keep your computer protected. Having anti-virus software is great, but you also need anti-spam and spyware protection to keep scams and computer intruders at bay. Utilize and update your firewall.

    14.

    Watch out for online job ads that read like get-rich-quick schemes. Think about it. No company wants to pay gobs of money for someone with no experience to do easy work.

    15.

    Complicate your passwords. Don’t use a word or number easy to guess, such as your significant other’s name or birthday. Change them frequently.